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Banking, Financing & Asset Management Group
Ivory Trust Bank
Your account is automatically protected by: Deluxe Provent ID Theft and Fraud Protection
This service includes:
• Access to dedicated, certified Resolution
Specialists
• Convenient 24/7 access to secure storage
of your wallet contents
• Assistance if you lose your wallet,
experience fraud, or your identity has been
compromised
• Help to recover your identity to pre-theft status
• Access to a one-time scan of your name
and address
• Monthly email fraud reports
Specialists
• Convenient 24/7 access to secure storage
of your wallet contents
• Assistance if you lose your wallet,
experience fraud, or your identity has been
compromised
• Help to recover your identity to pre-theft status
• Access to a one-time scan of your name
and address
• Monthly email fraud reports
Derivatives
Prosper Savings Account
Saving for a long-term project or even for a rainy day is always a challenge. With our Prosper Account, you give your savings a real chance to grow. With great interest rates, your savings will grow faster...
ProSaver Account
Whether you are looking to save up for a down payment on your home, your children’s education, a family holiday or your retirement, it’s important to make the most of your savings without putting them at risk....
ITB offers innovative derivative, structured finance, and local currency products and solutions that enable clients to hedge foreign exchange, interest rate, and commodity price exposure.
Local-Currency Finance
Lending to the private sector in developing countries has traditionally been in the form of loans denominated in foreign currency such as the dollar or the euro. But the volatility in currency markets represent a major risk for companies with revenues in local currency.
ITB provides long-term local-currency solutions and helps companies access local capital markets. By matching the currency denomination of assets and liabilities, they can concentrate on their core businesses rather than worry about exchange rate volatility, expanding and creating jobs.
Partial Credit Guarantee
A partial credit guarantee (PCG) represents a promise of full and timely debt service payment up to a predetermined amount. Typically, the sum that ITB pays out under the guarantee covers creditors irrespective of the cause of default. The guarantee amount may vary over the life of the transaction based on the borrower's expected cash flows and creditors' concerns regarding the stability of these cash flows.
ITB tailors guarantees to meet the needs of both borrower and creditors. They are structured to reduce the probability of default of the debt instrument and increase the recovery if default occurs. In general, ITB's objective is to offer the minimum amount of guarantee necessary to facilitate a successful transaction.
Portfolio Risk-Sharing Facilities
A risk sharing facility allows a client to sell a portion of the risk associated with a pool of assets. The assets typically remain on the client’s balance sheet and the risk transfer comes from a partial guarantee provided by ITB.
In general, the guarantee is available for new assets to be originated by the client using an agreed upon underwriting criteria, but in certain situations may also be used for assets that have been already originated. Typically, the client’s purpose in entering into a risk sharing facility with ITB is to help the client increase its capacity to originate new assets within an asset class in which ITB is interested in increasing its own exposure.
Securitizations
Securitization structures are most appropriate for a company that seeks financing but is unable to tap funding sources for the desired tenor and funding cost because of its perceived credit risk. In general, any asset class with relatively predictable cash flows can be securitized. The most common assets include: mortgages, credit cards, auto and consumer loans, corporate debt, and future revenues.
ITB invests in domestic or cross-border securitizations and provides credit enhancement to transactions through funded or unfunded participations, mainly at the mezzanine level.
Local-Currency Finance
Lending to the private sector in developing countries has traditionally been in the form of loans denominated in foreign currency such as the dollar or the euro. But the volatility in currency markets represent a major risk for companies with revenues in local currency.
ITB provides long-term local-currency solutions and helps companies access local capital markets. By matching the currency denomination of assets and liabilities, they can concentrate on their core businesses rather than worry about exchange rate volatility, expanding and creating jobs.
Partial Credit Guarantee
A partial credit guarantee (PCG) represents a promise of full and timely debt service payment up to a predetermined amount. Typically, the sum that ITB pays out under the guarantee covers creditors irrespective of the cause of default. The guarantee amount may vary over the life of the transaction based on the borrower's expected cash flows and creditors' concerns regarding the stability of these cash flows.
ITB tailors guarantees to meet the needs of both borrower and creditors. They are structured to reduce the probability of default of the debt instrument and increase the recovery if default occurs. In general, ITB's objective is to offer the minimum amount of guarantee necessary to facilitate a successful transaction.
Portfolio Risk-Sharing Facilities
A risk sharing facility allows a client to sell a portion of the risk associated with a pool of assets. The assets typically remain on the client’s balance sheet and the risk transfer comes from a partial guarantee provided by ITB.
In general, the guarantee is available for new assets to be originated by the client using an agreed upon underwriting criteria, but in certain situations may also be used for assets that have been already originated. Typically, the client’s purpose in entering into a risk sharing facility with ITB is to help the client increase its capacity to originate new assets within an asset class in which ITB is interested in increasing its own exposure.
Securitizations
Securitization structures are most appropriate for a company that seeks financing but is unable to tap funding sources for the desired tenor and funding cost because of its perceived credit risk. In general, any asset class with relatively predictable cash flows can be securitized. The most common assets include: mortgages, credit cards, auto and consumer loans, corporate debt, and future revenues.
ITB invests in domestic or cross-border securitizations and provides credit enhancement to transactions through funded or unfunded participations, mainly at the mezzanine level.
With benefits on the upside, your investment rate will never fall below your original rate, even if the Prime rate falls. This allows you to secure a minimum return on your investment and earn bonus returns from any Prime rate increases.
LisaGrow Account
Ivory Trust is shifting to a more strategic approach, systematically linking our advisory programs to the greatest needs identified in sector strategies. We will increasingly focus on developing high-impact projects that can help our clients...
Advisory Services
Enjoy the benefits of essential transactional banking solutions with our money market account designed for businesses seeking an attractive return on short-term surplus funds...
Money Market